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ultimate credit restoration
2 pagine
Pubblicato da
terri savard
Ultimate credit restoration
Learn To Fix Your Credit History - 35% Of Your Credit Score
Your credit score is made up of 5 parts with your credit history making up the biggest part at 35%.
Negative credit like late payments,...
[Di più]
Ultimate credit restoration
Learn To Fix Your Credit History - 35% Of Your Credit Score
Your credit score is made up of 5 parts with your credit history making up the biggest part at 35%.
Negative credit like late payments, collections, charge offs, judgments, liens, and bankruptcy will lower
your credit score.
While paying on time over time will raise your credit score.
Here is what makes up your credit score:
• 35% - Payment(Credit) History
• 30% - Debt to Limit Ratio
• 15% - Credit History Length
• 10% - Types of Credit
• 10% - Inquiries
As you can see the bulk of your credit score is made up of payment history and debt to limit ratio.
Your
debt to limit ratio is how much you owe compared to owe much credit available you have.
This will be
covered in another article, but it is very important to create a budget and pay down your bills.
We will
focus on payment history and what you can do to improve it.
A good payment history is one that is always on time
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